Electronic wallet is one of the most popular financial technologies, which is characterized by high transmission efficiency. Today, in practice, everyone has the opportunity to make a cash transfer in a few clicks, after which the electronic money will arrive at the destination with lightning speed. Use the training materials
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Electronic wallet: what is the use of it?
Indeed, the use of electronic payment programs is very comfortable, which is due to several reasons:
1. The procedure for creating a digital wallet is quite quick and easy compared to opening a bank account (card). Moreover, everything is implemented in real time, in which there is no need to visit the office.
2. Commission fees are much lower than in banking organizations. This is explained by the fact that banks must financially provide large personnel, have offices for which utility bills are paid. Virtual payment systems are characterized by a meager cost for such things.
3. Most of the payment services do not feel the influence of political aspects. Even controlling agents of competing states can freely perform settlement operations among themselves, regardless of the counter limits of their powers. The main thing - the presence of an Internet connection.
The most important advantage of the functioning of electronic wallets is that there is a huge number of services in the network, within the limits of which it is possible to pay off with digital money, but bank money is not. Basically, it's about investing. Also, some electronic payment systems are no different from a bank account. Here it is meant that a person can form a purse, make a card order and pay it in shops, as well as a bank card.
So, which e-wallet is better?
• Yandex.Money - a system of Russian production, which is characterized by a large-scale distribution among Internet users of the Russian Federation. It is quite convenient and profitable in terms of use. It is perfectly acceptable for those who make a profit through working on the network. However, there are also disadvantages - the program functions exclusively with ruble, investment projects rarely turn to it for help. At the same time, internal transfers operate without a commission charge, if the transfer is made via a mobile device.
• Payeer - customers can work with different currencies (US dollar, ruble, euro). However, it has overcharged tariffs in comparison with its competitors. If you want to withdraw money without commission , open account with hqbroker and read mortgage broker reviews.
• PayPal - this service is actively used in large network auctions such as eBay. It is very convenient for electronic acquisitions. However, for other transactions, the system is not suitable, because it is an expensive pleasure in the exchange and release of cash.
• Perfect Money is the most famous platform for Internet investments. Finance can be stored in USD, EUR and bitcoins. It is characterized by high payment speed, excellent security and low tariff rates. The PM is perceived as the most confidential system - state bodies have no control over it and the ability to track payments.
• Skrill - the resource is used mainly in the monopoly plan (gambling).
• QIWI is a program that is in decline. Accepts rubles and dollars, internal transfers carry out without commissions.
• WebMoney is an expensive, complex and extremely inconvenient resource that is highly advertised on a groundless basis.
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